Independent Financial Advice in the West Midlands and Beyond.

Our financial advisors are based throughout the Midlands area, however we have many satisfied clients throughout the UK and Europe. This site contains information on all the services that we offer, as well as on line quotations for many topics.

Independent Financial Advice

Ensuring a secure financial future for yourself and your family is not something that can be left to chance. Proper planning is essential, as are regular reviews. Midlands Financial Advisers services cover many different areas of finances: from savings to investments, from personal loans to writing a Will.

So for Independant Financial Advice please call us on

0800 458 9637

Once we understand your financial requirements, we will be able to help you find the perfect solution for your unique circumstances, be you someone just starting their working life or someone nearer to retirement.

Advice on how your mortgage and other debts can provided if required.

So please do call us. However, if you'd rather start the conversation with an email, please use our contact form,
or email us at:- mfaindependent@btinternet.com

All the calls are free as is the initial consultation which is of course carried out without obligation.

Investment - Advice on Rates and Returns

Although the Internet can be an amazing source of information, it can sometimes be difficult to find the correct web site to meet your specific needs. Many sites that claim to offer the consumer 'impartial' advice have the simple objective of trying to sell you a product. Our site and our services are different.

MFA offers independent Finanical Advice covering many areas, such as investments and shares, retirement and pension planning, as well as mortgages and loans, and our website has been designed to provide you with a broad spread of financial information. It also allows you to compare different products and, where suitable, to apply for these on-line.

As Independent Financial Advisers, we are subject to firm financial regulations, which require us to match your needs to the products we arrange for you. This means that some of your needs cannot be fully satisfied by using only the content of this web site and thus we are always happy to meet with you to discuss your needs.

Our advisers are available to meet in person, or if you would prefer it is possible to hold a consultation over the telephone.

Please note, that there may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it to be £99.

In line with our innovative customer focused approach, we also have 3 female advisers, with whom some female clients may feel more comfortable.

Independent Financial Advice On Savings

Most people recognise that it is wise to save a part of their income on a regular basis, to achieve their short or long term goals or to meet future income needs. After we have discussed your needs, we can provide valuable information about a number of different products that may be suitable for your savings. Then, together, we can compare the terms offered by different companies, all of which allows you to check your savings are obtaining the best possible interest rates.

We will also provide details of other savings opportunities, such as Unit or Investment Trusts and Life Assurance Endowment policies. One or more of these plans may be appropriate for your savings needs. However, these products are normally only suitable if you intend to save for a long period.

All governments recognise how important it is to encourage people to save and they normally achieve this by offering tax incentives on a whole host of savings products. These incentives range from reduced levels of Income Tax on Deposit Accounts for most taxpayers through to tax efficient investment growth on products like ISAs. It is also important to realise that:-

• Equity based investments do not afford the same capital security as a deposit account.
• the effects of inflation can reduce the spending power of any savings or investments you choose to make. You should take these effects in to account in any long-term plans.
• The value of some savings or investments plans can vary and even reduce in value.

Covering the above areas and providing explanations of the financial risks involved is all a part of the sound financial advice provided by MFA IFA.