Wealth Management Advice & Financial Planning Services for Birmingham and the West Midlands.Our financial advisors are based throughout the Midlands area, however, we have many satisfied clients throughout the UK and Europe. This site contains information on all the services that we offer, as well as on line quotations for many topics. Wealth Management - Advice on Rates and Returns
MFA offers independent Finanical Advice covering many areas of wealth management, such as investments and shares, retirement and pension planning, as well as mortgages and loans. In many cases this web site also allows you to compare different products and, where suitable, to apply for these on-line. So for Independant Financial Advice please call us on 0800 458 9637 All the calls are free as is the initial consultation which is of course carried out without obligation.
Once we understand your financial requirements, we will be able to help you find the perfect solution for your unique circumstances, be you someone just starting their working life or someone nearer to retirement. As Independent Financial Advisers, we are subject to firm financial regulations, which require us to match your needs to the products we arrange for you. This means that some of your needs cannot be fully satisfied by using only the content of this web site and thus we are always happy to meet with you to discuss your needs.
So please do call us. Independent Financial Advice On Wealth ManagementMost people recognise that it is wise to save a part of their income on a regular basis, to achieve their short or long term goals or to meet future income needs. After we have discussed your needs, we can provide valuable information about a number of different products that may be suitable for your savings. Then, together, we can compare the terms offered by different companies, all of which allows you to check your savings are obtaining the best possible interest rates. We will also provide details of other savings opportunities, such as Unit or Investment Trusts and Life Assurance Endowment policies. One or more of these plans may be appropriate for your savings needs. Wealth Management and TaxAll governments recognise how important it is to encourage people to save and they normally achieve this by offering tax incentives on a whole host of savings products. These incentives range from reduced levels of Income Tax on Deposit Accounts for most taxpayers through to tax efficient investment growth on products like ISAs. It is also important to realise that:-
Covering the above areas and providing explanations of the financial risks involved is all a part of the sound financial advice provided by MFA IFA.
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Ensuring a secure financial future for yourself and your family is not something that can be left to chance. Proper financial, or wealth management planning is essential, as are regular reviews. 
History of Birmingham
The area we now call Birmingham has been inhabited as far as the Bronze age, however, very little remains from this era except the scattered flint stones and bronze artifacts that can be found in the city museum. Early Roman roads passed through the region, with Anglo-Saxon tribes settling in the region around 700 A.D.
Evidence of Saxon settlement is apparent from the name endings of some of Birmingham's well known localities. The suffix -ley means clearing in a forest. Therefore Selly, Yardley, Moseley and Warley are very likely to have been Saxon clearings.
The town of Birmingham itself was a hamlet hence ending in ham and the followers of the ingas of Birm or Beorma lived there, and this completes the equation. Medieval and Norman occupation also added to the variety of interesting place names, the origin of which is often buried in a very murky past.
The Domesday book of 1086 valued Birmingham manor at £1, whilst the most populous area at Aston recorded just 43 adults. The next recorded entry in the history books comes in 1166 when Peter de Birmingham bought the right to hold a weekly market in his castle. The market prospered and Peter laid the foundations of the town of Birmingham. Later the some of the citizens formalised an agreement with William de Birmingham which freed them from the compulsory haymaking duties. Freed from this task and those like them, they could turn their attentions to the new and lucrative cloth industry. Birmingham had started its long road to being a manufacturing powerhouse.
Birmingham continued to expand through the 14th to 16th centuries, the population expanding to 23,000 by 1730. With the booming population came more and more commerce, mass production in factories lit by gas starting as early as 1765.
The canals were the next innovation and by the 1800's these were thriving with over a 100 boats a day leaving and arriving in Birmingham. The railway arrived in 1837 with more and more railway companies arriving every year. New Street Station itself was opened in 1854.
Birmingham is often thought to be the home of the Industrial Revolution, being known for its contribution to arms manufacture and transport, the transatlantic cable, iron and even the Orient Express. Importing raw materials from and exporting to all four corners of the world, Birmingham made a marked contribution to the United Kingdom as we know it today. Indeed Birmingham is known throughout the world for its innovation and manufacturing, earning the name of the "City of a thousand trades", home of the motor industry, Dunlop, Lucas and BSA, to name just a few.
The two world wars took their toll of course, with much damage being done to the city by the Luftwaffe. Since then Birmingham has been rebuilt and continues to grow apace. Birmingham today is a bustling, vibrant and multi cultured modern city.
We do hope you found this information helpful.
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This Internet site is directed to UK residents only. You are responsible for satisfying yourself that under the laws of your home jurisdiction you may lawfully access this Internet site.
Midland Financial Advisers Ltd is authorised and regulated by The Financial Services Authority. Midland Financial Advisers Ltd is entered on the FSA register (www.fsa.gov.uk/register/) under reference 441299.
The Financial Services Authority do not regulate Bank Accounts, Will Writing, Loans, Credit Cards, Taxation Advice, Offshore Investments, Estate Planning, Conveyancing Services and some forms of Mortgages and Loans.
There may be a fee for mortgage advice. The precise amount will depend upon your circumstances, but we estimate it to be £99.
The tax reliefs referred to throughout this Internet site are those currently applying in the United Kingdom to UK Tax Residents. These tax reliefs are liable to change. The value of any tax relief available will depend upon the individual circumstances of the taxpayer.
Full terms and conditions can be found on our sister site Midlands Financial Advisers